BUSINESSES WE SERVE

Commercial insurance for the way you do business.

Litmus Insurance Solutions serves businesses across a broad range of industries. We begin with how your organization earns revenue, serves customers, uses property, employs people, and accepts risk—then build coverage around the real operation.

01

A broad range of businesses

If your industry is not listed, that does not mean we cannot help. Independent insurance markets cover businesses of many kinds, and our first step is understanding your operation and confirming the right carrier appetite.

  • Real estate and property owners
  • Contractors and skilled trades
  • Professional and business services
  • Retail and consumer services
  • Restaurants, hospitality, and food service
  • Technology and media
  • Healthcare and wellness businesses
  • Manufacturing and distribution
  • Automotive and transportation
  • Nonprofits and community organizations
  • Wholesalers and importers
  • Growing and multi-location businesses
02

Experience where risks connect

Our team has especially relevant experience where property, people, contracts, customers, professional responsibility, and claims complexity intersect. Real estate, professional services, contractors, and skilled trades are established strengths, alongside experience supporting many other service, retail, hospitality, technology, and operational businesses.

03

Coverage follows the operation

Industry is only the starting point. We review the exposures created by your locations, revenue, payroll, vehicles, equipment, contracts, data, customers, and growth plans.

  • Property and business income
  • General and product liability
  • Professional and management liability
  • Workers’ compensation
  • Commercial auto and mobile equipment
  • Cyber, privacy, and crime
  • Umbrella and excess liability
  • Bonds and specialty coverage
04

The right market—not a generic package

Carrier appetite, coverage availability, and underwriting vary by industry, location, size, loss history, and operations. We use your actual business information to identify appropriate options and explain the tradeoffs before you make a decision.

START A CONVERSATION

Tell us how your business works.

You do not need to fit into a predefined industry box. Share what you do, where you operate, and what you need to protect; we’ll help identify the right insurance starting point.