See the risk behind the asset.
We identify what could be damaged, stolen, interrupted, or alleged—and what would be hardest to replace, document, or recover.
CLARITY. CONFIDENCE. CONTROL.
Comprehensive insurance. Informed by claims. Matched to your risks.
From personal and private-client protection to commercial, management, employee, and specialty risk, Litmus brings broad insurance capabilities with a deeper understanding of how coverage may be tested after a loss.
IDENTIFY THE EXPOSUREMITIGATE THE RISKEXAMINE THE POLICYSUPPORT THE CLAIM
WHY LITMUS INSURANCE SOLUTIONS
We learned insurance from the moment it has to perform.
Most insurance conversations begin with a quote. Ours begins with a different question: What happens if this becomes a claim?
Our claims experience shapes the questions we ask before recommending coverage. We look beyond a schedule of limits to the property, people, documentation, policy language, and carrier process that can influence what happens after a loss.
Reduce avoidable exposure before a loss.
We help identify practical safeguards, documentation, maintenance, and risk-control steps that may reduce the likelihood or severity of a loss.
Test coverage against real loss scenarios.
We examine limits, exclusions, deductibles, valuations, and carrier fit in the context of how you actually live or operate—not just the premium.
Bring informed support when a loss occurs.
Claims Coaching helps organize information, explain the process, and prepare for carrier conversations. Litmus does not adjust claims or determine coverage.
Claims experience informs our advice but does not determine coverage or guarantee an outcome. The facts of the loss and the issued policy terms control.
COMPREHENSIVE INSURANCE CAPABILITIES
One agency for the risks around your life and business.
Litmus can help across the same broad spectrum of insurance needs clients expect from a full-service agency—then bring a claims-informed perspective to the decisions that connect them.
View all insurance solutionsPersonal & private client
Protection for the property, people, collections, and liability around your life.
- Homes and secondary residences
- Auto, collector vehicles, and motorcycles
- Umbrella and excess liability
- Valuables, watercraft, aviation, and personal cyber
Business insurance
Coverage coordinated around how the organization operates, earns revenue, and would recover.
- Property, business income, and equipment
- General, professional, and product liability
- Commercial auto, workers’ compensation, and cyber
- Crime, inland marine, builders risk, and excess
Management & employee protection
Insurance for the people who lead the organization and the commitments made to its workforce.
- Directors and officers liability
- Employment practices and fiduciary liability
- Errors and omissions
- Employee-benefit and executive protection solutions
Specialty & complex risk
Market access for exposures that require deeper underwriting, specialized carriers, or a different structure.
- Construction and real estate
- Hospitality and transportation
- Environmental and catastrophe exposures
- International and difficult-to-place risks
Product availability, eligibility, market access, and service scope vary by state, risk, carrier, underwriting requirements, and applicable licensing.
BROKERAGE + TECHNOLOGY + CLAIMS
One relationship—before, during, and after a loss.
Claims experience informs the coverage conversation. Technology keeps the protection picture visible. Human guidance remains available when the moment matters.
Build coverage around real exposures.
Work with a licensed Litmus Insurance Solutions advisor across personal, commercial, management, employee, and specialty coverage.
Explore insurance solutions ↗Keep the protection picture current.
Connect policies, organize assets, surface questions, request support, and shop coverage in one client portal.
Explore the client portal ↗Put experienced guidance in your corner.
Current Litmus Insurance Solutions clients receive unlimited Claims Coaching. Non-clients may receive up to two hours at no cost, even if Litmus did not place the policy.
Get Claims Coaching ↗
RISK INTELLIGENCECoverage question identified
Review the affected asset and choose a next step.
Create free account Shopping, policy support, and Claims Coaching are provided by Litmus Insurance Solutions. The client portal is powered by Litmus Risk technology.
REAL EXPERIENCE
“It was such a comfort to talk to someone who had our best interests in mind and wasn’t trying to sell us something.”
Our team brings insurance advisory, claims, litigation, compliance, product, and client-service experience to one relationship—so the coverage conversation stays connected to what may happen after a loss.
Meet the Litmus teamPRACTICAL GUIDANCE